Bank of England Mortgage MidSouth - Jumbo Home Loans

Jumbo Loans

We make qualifying for a large loan straightforward, fast, easy.

At Bank of England Mortgage, our specialty is funding the dream of homeownership - no matter the size of the loan or dream - for that matter. That's why we created our jumbo mortgage lending program - a full suite of offerings designed with the needs of borrowers that seek larger loan amounts than were available through traditional lending options.

Why would I need a jumbo mortgage loan?
If you are seeking a loan amount in excess of $484,350, then you need a jumbo mortgage loan. Each year, Fannie Mae and Freddie Mac , two government sponsored enterprises, set loan maximums. When loan amounts exceed their limits - the borrower is purchasing a jumbo mortgage loan.

How much money can I be approved for with a jumbo mortgage?
Depending on the borrower's financial profile, you can qualify for $484,350 to $1,500,000.

What kind of credit score do I need in order to qualify for either an interest-only jumbo mortgage or jumbo mortgage?
That depends on the type of loan. For instance, a minimum credit score of 620 is required for a full documentation loan. A score of 660 is required for an interest-only loan, while a score of 680 for an interest-only jumbo mortgage.

Our Loan Specialists are trained to work with you to determine if you qualify for a jumbo mortgage.

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Our goal is to exceed your expectations. The combination of our excellent staff, superior operations, and devotion to customer service, means one thing to all of us at Bank of England Mortgage Midwest: We will not stop until we have exceeded our client's expectations. We look forward to that opportunity. If you have any questions, call (913) 210-8514 or toll-free at (844) 258-1128.