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Identity Theft

How do you prevent identity theft?

Each year, millions of Americans have their identity stolen. BOE Mortgage wants you to have the information you need to protect yourself against identity theft. While there are no guarantees about avoiding identity theft, it's important for you to know:


What is Identity Theft?

Identity theft involves the unlawful acquisition and use of someone's identifying information, such as:

Thieves then use the information to repeatedly commit fraud in an attempt to duplicate your identity which may include opening new accounts, purchasing automobiles, applying for loans, credit cards, and social security benefits, renting apartments and establishing services with utility and telephone companies. It can have a negative effect on your credit and create a serious financial hassle for you.


How do they get my personal information?


How do I protect my identity?


What do I do if I suspect I'm a victim of fraud or my identity has been stolen?

If you suspect that your personal information has been compromised, follow these important steps:

Check these resources for more information on identity theft and what to do it you're a victim:


Equifax
P O Box 105069
Atlanta, GA 30349-5069
www.equifax.com
To order a report: (800) 685-1111
To report fraud: (800) 525-6285

Experian
P O Box 2002
Allen, TX 75013-0949
www.experian.com
To order a report: (888) 397-3742
To report fraud: (888) 397-3742

Trans Union
P O Box 1000
Chester, PA 19022
www.transunion.com
To order a report: (800) 916-8800
To report fraud: (800) 680-729